Liability Insurance

Being a responsible business owner means you can manage any litigation or similar risks associated with operating your venture.

This is a complex area with many potential situations, therefore it's important to have the right cover for your business.

The most common liability insurances include:

• Public - A basic policy that covers damage to third party property causing personal injury or financial loss.

• Statutory - Insurance that covers defence costs and fines for breaching specific laws/acts.

• Employers - policies designed to cover employee related claim defences and settlements.

• Professional Indemnity - Cover for legal costs and settlements arising out of negligent advice or services.

• Directors and Officers - Insurance for Legal representation, settlements and judgements where no indemnity was given by the company.

• Transit/Marine Insurance - Protection against damage, loss or theft of goods in transit.

Marine Insurance covers four areas:

• Marine transit

• Marine cargo and consequential loss

• Marine commercial hull and loss of earnings

• Marine liabilities (carriers, charterers, freight forwarders, marina/port operators, ship repairers & stevedores)

To find out more about your options and how we can help, contact our team of seasoned insurance specialists today.